When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided.ĥ Western Union also makes money from currency exchange. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. (Account details may vary by country.)Ĥ Fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. To avoid these fees or for reduced fees, use a debit card or check other payment methods.ģ Please make sure that the receiver’s name accurately matches the details of the bank account owner. Restrictions apply, see /gc-legalĢ If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply.